YOUR PLAN
"A goal without a plan is just a wish."
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~Antoine de Saint-Exupery
LigonLevy Wealth is here to listen, learn and work together to create an actionable plan to help you protect, grow and achieve your financial goals. By proactively limiting the uncertainty surrounding your financial freedom, you will build a solid financial foundation, giving you peace of mind to enjoy all other aspects in life.
Basic living
money for food, clothing, shelter and anything that's non-negotiable for you
Lifestyle and growth
money for the things you want to do (including personal or household expenses) or to invest for growth potential
Protection
money for insurance solutions to protect your income and family
Health
money to cover health expenses that typically emerge as you age
Saving
money that you set aside regularly or invest for future needs
Legacy
money to leave behind for the next generation or a charity
Whether you need to create a new plan or to review an existing plan, we want to hear from you.
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The bottom line is, a financial plan is fundamentally important in order for you to achieve your goals. While this plan remains fluid to accommodate your changing circumstances, the core principles will always remain intact as we work together.
PLANNING MADE EASY
Let us take you through our planning process and needs analysis.
Where am I today?
Where am I today?
Where would I like to be?
Where would I like to be?
Can I get there?
Can I get there?
How do I get there?
How do I get there?
How can I stay on course?
How can I stay on course?
INDIVIDUAL / FAMILY
Retirement Planning
Pressure on Government Benefits, later career start, fewer company pensions, longer life expectancy, active lifestyles are just a few reasons why almost 75% of non-retired Canadians are concerned with inadequate retirement savings.
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Save yourself from uncertainty. Let's discuss a plan.
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How much will I need to retire?
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Will my retirement funds last?
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Does my investment portfolio match my planning goals?
Education Planning
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There are valuable savings plans available to you for your post-secondary needs. Let's take advantage of what we can and integrate this component into your comprehensive plan.
Average annual university tuition costs $20,000
Government grant of 20% in an RESP
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What is the maximum RESP contribution limit?
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How much government grant will I get?
Estate Planning
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There can be many moving parts to estate planning and settlement. Let's review and simplify to get a better understanding and be prepared.
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More than 50% of Canadians do not have a Will
Ontario Probate fees 1.5%
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What are my estate planning needs?
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Who pays the tax when I die?
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How do I prepare a family cottage succession plan?
Insurance Planning
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Prepare for the unexpected. Whether you need coverage to settle your estate and final expenses upon death or you need financial security during a time of unexpected injury or illness, we will work together to prepare for these untimely events. Through our needs analysis process, we have you covered.
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$92 billion benefits paid to Canadians in 2017, over 90% paid as living benefits.
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$417,000 average protection per insured household, approximating 5x household income.
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Do I have enough insurance?
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Do I have too much insurance?
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Is the type of insurance right for me?
INCORPORATED PROFESSIONAL
While you build and maintain your practice, you should not have to worry about your financial plan and the path to achieving your goals.
Incorporated professionals can have additional complexities to their financial plan. Let us help you simplify and introduce a powerful, tax efficient, wealth building strategy to make significant difference in your retirement.
BUSINESS OWNER
You're smart with your business, be smart with your financial plan.
We want to learn about your business to help create a wealth strategy to protect, grow, and plan for succession. This will provide tax efficiency and additional benefits for you to enjoy in retirement.
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Let us prepare a custom illustration to show the significant advantages available to you.